Rates

New Auto (10% down payment, 2009 and newer)
24 months as low as 3.74% APR    
36 months as low as 3.74% APR    
48 months as low as 3.74% APR    
60 months as low as 3.74% APR    
66 months as low as 3.74% APR    
72 months as low as 3.74% APR    
(New cars are 2009 models or newer with less than 20,000 miles.)
       
Used Autos Term
2010-2008
2007-2005
2004-2003
60 months
as low as 4.50% APR

as low as 5.20% APR
N/A
48 months
as low as 4.50% APR
as low as 5.20% APR
as low as 8.00% APR
36 months
as low as 4.50% APR
as low as 5.20% APR
as low as 8.00% APR
24 months
as low as 4.50% APR
as low as 5.20% APR
as low as 8.00% APR
(add 1/2% for an additional 6 month term)
       
Signature Loan
as low as 9.99% APR
48 months
$20,000 max
       
Line of Credit
as low as 9.99% APR
2.5% monthly
$20,000 max
       
VISA
as low as 8.99% APR
10.99% APR
12.99% APR
All members are restricted to a maximum aggregate total unsecured loan of $10,000 including Personal, Visa and Lines of Credit.
       
Purchase Money (NEW) as low as 5.50% APR 36 months  
(Boats, travel trailers, as low as 5.50% APR 48 months  
campers, garden tractors, as low as 5.50% APR 60 months  
motorcyles, snowmobiles, as low as 5.75% APR 66 months  
jet ski’s) as low as 5.75% APR 84 months*  
  as low as 5.75% APR 96 months*  
 
* $10,000 and greater
  
Purchase Money (USED) as low as 6.50% APR 36 months  
(Boats, travel trailers, as low as 6.50% APR 48 months  
campers, garden tractors, as low as 6.50% APR 60 months  
motorcyles, snowmobiles, as low as 6.50% 60 months  
jet ski’s) as low as 6.50% 60 months  
Max age 5 years      
Classic Auto: New car rate based on term; appraisal required
       
Motor Homes (New) as low as 6.75% APR 60 months  
  as low as 6.75% APR 72 months  
  as low as 6.75% APR 120 months  
       
(Used)
 as low as 7.75% APR 48 months  
  as low as 8.25% APR 60 months  
  as low as 8.25% APR 72 months  
       
Mobile Homes (New) as low as 6.75% APR 60 mo/ $15,000  
  as low as 7.00% APR 84 mo/ $15,000  
(Used) as low as 9.24% APR 10% down  
       
Share Secured 100% 4.00% APR 36 months  
  4.00% APR 60 months  
       
Certificate Secured: 2% above earnings rate or share secured rate, whichever is greater. Term is not to exceed maturity of security.
       
Mortgages: 1st Positions 2nd Positions  
  5.25% APR 5.25% APR 60 months
  5.75% APR 5.75% APR 84 months
  6.00% APR 6.00% APR 120 months
  6.25% APR 6.25% APR 180 months
       
 
       
Home Equity: Prime Ceiling 18.00%  
       
Balloon Mortgage 1st Position 2nd Position  
60 months 5.25% APR 5.25% APR 30 year term
5 year balloon with 25 year
120 months 5.75% 5.75% 30 year term
 
       
Call for details on how you can save with discounts for Gold Key Club and Direct Deposit.
Rates are subject to change and are valid as of March 5, 2010