Rates

New Auto (10% down payment, 2010 and newer)
24 months as low as 3.99% APR    
36 months as low as 3.99% APR    
48 months as low as 3.99% APR    
60 months as low as 3.99% APR    
66 months as low as 4.49% APR    
72 months as low as 4.49% APR    
(New cars are 2009 models or newer with less than 20,000 miles.)
       
Used Autos Term
2010-2008
2007-2005
2004-2003
60 months
as low as 4.99% APR

as low as 5.95% APR
N/A
48 months
as low as 4.99% APR
as low as 5.95% APR
as low as 7.00% APR
36 months
as low as 4.99% APR
as low as 5.95% APR
as low as 7.00% APR
24 months
as low as 4.99% APR
as low as 5.95% APR
as low as 7.00% APR
(add 1/2% for an additional 6 month term)
       
Signature Loan
as low as 9.99% APR
48 months
$10,000 max
       
Line of Credit
as low as 9.99% APR
2.5% monthly
$10,000 max
       
VISA
as low as 8.99% APR
10.99% APR
12.99% APR
All members are restricted to a maximum aggregate total unsecured loan of $10,000 including Personal, Visa and Lines of Credit.
       
Purchase Money (NEW) as low as 4.99% APR 36 months  
(Boats, travel trailers, as low as 4.99% APR 48 months  
campers, garden tractors, as low as 4.99% APR 60 months  
motorcyles, snowmobiles, as low as 4.99% APR 66 months  
jet ski’s) as low as 4.99% APR 84 months*  
  as low as 4.99% APR 96 months*  
 
* $10,000 and greater
  
Purchase Money (USED) as low as 5.99% APR 36 months  
(Boats, travel trailers, as low as 5.99% APR 48 months  
campers, garden tractors, as low as 5.99% APR 60 months  
motorcyles, snowmobiles,      
jet ski’s)      
Max age 5 years      
Classic Auto: New car rate based on term; appraisal required
       
Motor Homes (New) as low as 6.50% APR 60 months  
  as low as 7.50% APR 72 months  
  as low as 7.50% APR 120 months  
       
(Used)
 as low as 7.50% APR 48 months  
  as low as 8.00% APR 60 months  
  as low as 8.00% APR 72 months  
       
Mobile Homes (New) as low as 6.50% APR 60 mo/ $15,000  
  as low as 6.75% APR 84 mo/ $15,000  
(Used) as low as 8.99% APR 10% down  
       
Share Secured 100% 3.49% APR 36 months  
  3.49% APR 60 months  
       
Certificate Secured: 2% above earnings rate or share secured rate, whichever is greater. Term is not to exceed maturity of security.
       
Mortgages: 1st Positions 2nd Positions  
  3.99% APR 3.99% APR 60 months
  4.49% APR 4.49% APR 84 months
  4.69% APR 4.69% APR 120 months
  4.99% APR 4.99% APR 180 months
       
 
       
Home Equity: Prime Ceiling 18.00%  
       
Balloon Mortgage 1st Position Only    
60 months 3.99% APR    
 
120 months 4.69%    
 
       
Call for details on how you can save with discounts for Gold Key Club, Direct Deposit and A+ Credit.
Rates are subject to change and are valid as of September 22, 2010