Alliance One
AAA Federal Credit Union is a member of the Alliance One ATM Network. Alliance One is a cooperative group that allows surcharge free ATM usage and no foreign access charges. This means that AAA Federal Credit Union members have access to over 50 ATMs in St. Joesph County free-of-charge. Use of Alliance One ATM’s located outside of St. Joseph County will result in a $1 foreign access charge, however no surcharge fee will be assessed. For a list of Alliance One ATMs visit www.atmallianceone.org.
Prepaid VISA Gift Cards
We now have gift cards available for purchase. The minimum amount applied to the card is $10. Each card has a cost of $2.00. These cards make great gifts because they can be used anywhere that accepts the VISA logo.
DebitPass Mastercard
AAA is making a DebitPass MasterCard available to all members. The card is reloadable and works with funds much like a debit card works. We are able to get a card for anyone that has an ID and a Social Security card. The cards have the cardholder’s name on them and is mailed to the address on the account. The cardholder is also able to look online and see a history of charges and balance.
Shared Branching
AAA is a member of the Shared Branching network. This means that there are over 3,800 credit union locations nationwide that you can go to and access your AAA FCU account. You can do transactions such as deposits, withdrawls, make loan payments, transfer funds between accounts, and much more. To see which credit unions participate in this network and where you will be able to perform your transactions, visit www.creditunion.net. You may also call for the nearest location by dialing 1.800.919.2872.
Online Banking
AAA Federal Credit Union offers “Its Me 247″ Online Banking. With “Its Me 247″ Online Banking you can access your account anytime day or night from anywhere that you have internet access. You can use “Its Me 247″ to view account balances, transfer funds between accounts, view checks that have cleared and much more. The “Its Me 247″ Online Banking website is safe and secure. To set up your “Its Me 247″ Online Banking site contact any of our 3 offices today.
CU*Easypay
AAA Federal Credit Union offers “CU*Easypay” via the “Its Me 247″ Online Banking site. With CU*Easypay you can receive and pay your bills online with just the click of a mouse from your AAA Federal Credit Union checking account. You can pay any bill including your house payment, your credit card company or even your babysitter – at any time, from anywhere. For more information or to enroll in CU*Easypay log into “Its Me 247″ and click on the “Pay Bills” icon, or contact any of our 3 offices today.
Drive-Up Savings
AAA Federal Credit Union now offers a Drive-Up Savings. When you get a new vehicle loan with AAA FCU you can now add a Drive-Up Savings. A Drive-Up Savings is a Certificate of Deposit that has the same rate (APY) as the rate on your loan (APR). You can deposit up to 10% of your monthly loan payment into your Drive-Up Savings. For more information about our Drive-Up Savings contact one of our three offices.
VISA ATM/Debit Cards
AAA Federal Credit Union Visa ATM/Debit cards are convenient, easy to use, and FREE! AAA FCU Visa ATM/Debit cards allow you access you access to your money anytime of the day or night where ever you see the Visa logo. Print an application and return it to any of our three offices to get your AAA FCU Visa ATM/Debit card.
Visa Credit Cards
AAA Federal Credit Union offers Visa Classic, Visa Gold, and Visa Platinum credit cards at low annual percentage rate. AAA FCU Visa Platinum credit cards have rates as low as 8.99%, Visa Gold credit cards as low as 10.99%, and Visa Classic credit cards as low as 12.99%. Contact one of our three offices for more information or to apply for your AAA FCU Visa credit card.
Free Checking
Direct Deposit
Full Service Lending
Night Deposit
Payroll Deduction
ACH Origination
Certificates of Deposit
High Yield Money Market Accounts
Roth, Traditional & Educational IRA’s
Courtesy Pay Overdraft Protection
Domestic & International Wires
Western Union
Free Notary Public Service
For more inforamation on any of these products or services, please contact any one of our three credit unions locations:
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Equal Housing Lender