Welcome to AAA Federal Credit Union

AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana.

Originally opened as Bendix Employees Federal Credit Union in 1939, AAA Federal Credit Union now has 3 offices serving over 8,000 members.  AAA Federal Credit Union is dedicated to working in the best interest of our members.  AAA Federal Credit Union is federally insured to $250,000 by the NCUA.

US 31 South Construction

Due to construction on the “New US 31″ project, beginning Thursday August 21st, the old US 31 South Roadway will be closed.  AAA Federal Credit Union’s branch on US 31 South will remain open.  To minimize delays we suggest if you are planning to visit that office to access it from Dice Street (directions below) if possible.

From the NorthTake Fellows Street south across the new bridge to Johnson Road or… take Miami Road to Johnson Road… then west on Johnson to St. Joseph Street, then south on St. Joseph to Dice Street. Then west on Dice to the Branch…

From the South Take Kern Road to St. Joseph Street then north on St. Joseph Street to Dice Street then west on Dice to the Branch

We apologize for any inconvenience that this matter may cause you, and thank you in advance for your patience and cooperation in this matter.

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Safe Online Banking Practices

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Important Information regarding “Heartbleed” exploit

We have been assured by our IT team that our home banking – ItsMe247, is not vulnerable to this “Heartbleed” exploit you may have heard about in the news.  The type of software/interface exposed by this vulnerability is not used by AAA Federal Credit Union for our online banking.  Extensive testing has been done to ensure that ItsMe247 is safe from this attack.  If you would feel more comfortable changing your password and/or security information related to your accounts, you are certainly welcome to do so, however it is not necessary.

Please be assured that the safety and privacy of your accounts at AAA Federal Credit Union are our number one concern.  We have, and will continue to take all steps possible to protect your accounts with us.  Please feel free to contact AAA Federal Credit Union if you have any questions or issues regarding this matter.

Liberty Mutual

Paying too much for home or auto insurance? AAA FCU has a solution for you! Just for being a member of AAA Federal Credit Union you are eligible for a 10% discount on your auto and 5% discount on your home owners insurance with Liberty Mutual.
For more information, contact Chad Lear at (574) 247-1104 ext. 56998 or request a quote at www.libertymutual.com/chad-lear.


AAA Federal Credit Union Mobile App


Introducing the newest and most convenient way to keep track of your account and all the other great things going on with AAA Federal Credit Union! The AAA FCU Mobile app is now available for iPhone & Android devices! Click here for the link to download the AAA FCU Mobile App to your mobile device today!