Welcome to AAA Federal Credit Union
AAA Federal Credit Union Mobile App
May 7, 2013 – 9:19 am
Introducing the newest and most convenient way to keep track of your account and all the other great things going on with AAA Federal Credit Union! The AAA FCU Mobile app is now available for iPhone & Android devices! Click here for the link to download the AAA FCU Mobile App to your mobile device today!
Chicago Cubs Bus Trips
March 19, 2013 – 2:07 pm
Tickets are still available for both dates!
Contact AAA Federal Credit Union to
reserve your seat today!
Important Notice for Cardholders!
February 4, 2013 – 12:26 pm
Beginning January 27, 2013, as a result of a settlement to resolve claims brought by a group of U.S. merchants in the multi-district interchange litigation (MDL), merchants in the U.S. and U.S. territories may add a payment card surcharge, also known as a checkout fee, to certain credit card transactions.
Restrictions
U.S. and U.S. territory merchants must, among other things, limit surcharging to credit card transactions only (no surcharging debit or prepaid card purchases) and limit the amount of the surcharge to the applicable merchant discount rate for the credit card transaction surcharged*. Merchants must also disclose the actual dollar amount of the surcharge on every receipt and disclose the fact that the merchant assesses a surcharge at the point of store entry and at the point of sale. Currently, 10 U.S. states have surcharging restrictions including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas.
Violations
To report merchants charging excessive payment card surcharges, or surcharging debit and prepaid card transactions, cardholders may visit www.visa.com/checkoutfees and fill out the Report a Merchant Violation form. Cardholders who are assessed surcharges in states where there are laws related to surcharging may want to discuss this with the retailer or report the retailer to their state attorney general’s office.
*In cases where the applicable merchant discount rate exceeds 4% of the underlying transaction amount, in no event can the merchant assess a surcharge above 4%.
Fraud Alert!
January 17, 2013 – 11:31 am
As you may have recently seen in the news, there has been a security breach at Hacienda Mexican Restaurants in late December and early January. It is believed that their computer system was hacked, resulting in an unknown number of credit and debit card numbers being compromised. Unfortunately this breach has resulted in fraudulent transactions on customers accounts, including some AAA FCU members. Authorities are urging customers who patronized this establishment, all locations, to pay close attention to their account statements, and report anything unusual right away. Please be assured that AAA Federal Credit Union’s systems are safe and secure, the breach is not with AAA FCU, it is with Hacienda. If you believe that you are a victim of this fraud, please call or stop by any AAA Federal Credit Union as soon as possible, or for after hours assistance call 1-800-289-5939. Aside from this incident, it is a good practice to consistently monitor your account on a regular basis, and to report any suspicious activity as soon as you discover it.
VISA Credit & Debit Cards
November 5, 2012 – 3:49 pm
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Equal Housing Lender