Welcome to AAA Federal Credit Union

AAA Federal Credit Union is a community based credit union dedicated to serving those who live, work, worship, attend school or volunteer in St. Joseph County, Indiana.

Originally opened as Bendix Employees Federal Credit Union in 1939, AAA Federal Credit Union now has 3 offices serving over 8,000 members.  AAA Federal Credit Union is dedicated to working in the best interest of our members.  AAA Federal Credit Union is federally insured to $250,000 by the NCUA.



Identity Theft Protection

You hear it all of the time; breaches, credit card numbers being stolen & compromised, suspicious phone calls, fraud….Identity Theft is on the rise!

Your AAA Federal Credit Union Account is about to work for you. NOW is the PERFECT time to start taking advantage of the Identity Theft Protection Service AAA FCU has to offer. Our Checking Plus Accounts are only $3.00 a month and they offer you IDProtectidentity theft protection service for you and your family. This includes the following:

  • Credit Monitoring-daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and Transunion credit reports (registration/activation required)
  • Total Identity Monitoring-continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (registration/activation required)
  • 3-in-1 Credit Report-request new 3-in-1 report every 90 days or upon receipt of credit alert (registration/activation required)
  • Credit Score-receive new single bureau credit score with every new credit report (registration/activation required)
  • Up to $10,000 identity fraud expense reimbursement coverage-for expenses associated with restoring your identity.
  • Fully managed Identity Theft Resolution Services and Personal Information Management Program (you receive a full list of benefits when you sign up for this account)
  • Access to a dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored
  • Identity theft recovery case plan to inform you of the recovery process
  • Debit and credit card registration (registration/activation required)
  • Online identity theft news center and valuable phone and web resources
  • Secure Internet Browser-downloadable software that provides you with a secure and private internet isolating you from crimeware-even if your computer is infected with viruses (registration/activation required)

Thank you for allowing AAA Federal Credit Union to serve your financial needs. We appreciate your trust in us. If you have any questions regarding your checking account or want to upgrade your existing checking account to Checking Plus with IDProtect, call or come in today.  Your peace of mind is much closer than you think, with AAA Federal Credit Union.

US 31 South Construction

Due to construction on the “New US 31″ project, beginning Thursday August 21st, the old US 31 South Roadway will be closed.  AAA Federal Credit Union’s branch on US 31 South will remain open.  To minimize delays we suggest if you are planning to visit that office to access it from Dice Street (directions below) if possible.

From the North… Take Fellows Street south across the new bridge to Johnson Road or… take Miami Road to Johnson Road… then west on Johnson to St. Joseph Street, then south on St. Joseph to Dice Street. Then west on Dice to the Branch…

From the South… Take Kern Road to St. Joseph Street then north on St. Joseph Street to Dice Street then west on Dice to the Branch

We apologize for any inconvenience that this matter may cause you, and thank you in advance for your patience and cooperation in this matter.


Important Information regarding Chase discontinuing E-Bills

***This alert applies only to clients using EasyPay powered by Fiserv.***

Fiserv has informed us that effective February 22, Chase will no longer offer eBills to online bill pay members. Please note that you will still be able to pay your Chase bill using online bill pay; you just won’t receive an eBill from Chase reminding you that a payment is due. If you would still like a payment reminder, you can sign up to receive paper bills from Chase.  Contact Chase directly to sign up for paper bills or with any questions you may have about the discontinuance of Chase eBills.

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