Rates

Savings Rates - Effective Thursday, December 29, 2022
APYMinimum
Deposit		Minimum
Balance
REGULAR SHARE0.1% $250
CHRISTMAS CLUB0.1% $0
SPECIAL SAVINGS0.1% $250
Loan Rates - Effective Saturday, July 19, 2025
Loan TypeRates as low asTerms & Information
NEW AUTO 24 Months » 5.15% 60 M accepting rebates from dealers & financing w/AAA can save $$
NEW AUTO LOAN 36 MONTHS » 5.15% 60 M ACCEPTING REBATES FROM DEALERS & FINANCING W/AAA CAN SAVE $$
NEW AUTO 48 to 60 MONTHS. » 5.15% 60 M Accepting rebates from dealers & financing w/AAA can save $$
NEW AUTO 66 TO 72 MONTHS » 5.15% 72 M Accepting rebates from dealers & financing w/AAA can save $$
Used Auto Loan 2024-2021 » 5.74% 60 M Used Auto Loans lower than most dealer financing plans!!
Used Auto Loan 2020-2018 » 6.5% 60 M Used Auto Loans lower than most dealer financing plans !!!!
Used Auto Loans 2017-2016 7.74% 48 M Used Auto Loans lower than most dealer financing plans !!!
SHARED SECURED 2.49% 60 M
Personal Loans » 11.5% 48 M Personal loans for many reasons can simplify your life!!
Certificate Rates - Effective Saturday, July 19, 2025
Certificate TermAPYMinimum Deposit
3 MONTH $500 MIN1.5%$500
6 MONTH $500 MIN1.65%$500
12 MONTH $500 MIN2.95%$500
18 MONTH $500 MIN2.95%$500
24 MONTH $500 MIN2.4%$500
30 MONTH $500 MIN2.4%$500
6 MO $10,000 MIN1.75%$10000
12 MO $10,000 MIN4.1%$10000
18 MO $10,000 MIN3.1%$10000
24 MO $10,000 MIN3.1%$10000
30 MO $10,000 MIN3%$10000
36 MO $10,000 MIN3%$10000