Checking Accounts

You have choices with your checking accounts at AAA Federal Credit Union and this is just a sampling of the benefits that go with it. Sign up with us today!

Go Green Checking

Free

  • No minimum balance
  • Visa Debit Card, free
  • Home Banking, free
  • Mobile Banking, free
  • Audio Response Banking, free
  • E-Alerts, free
  • Checks with Direct Deposit, free
  • E-Statements, free

Select Checking

$2.00 a month

  • No minimum balance
  • Visa Debit Card, free
  • Home Banking, free
  • Mobile Banking, free
  • Audio Response Banking, free
  • E-Alerts, free
  • Checks with Direct Deposit, free
  • Paper Statements

Checking Plus (with IDProtect)

What is peace of mind worth to you? Checking Plus offers valuable financial benefits PLUS IDProtect-Identity Theft Monitoring and Resolution Service* for yourself, Your family and your joint account owners. **

$3.00 a month

  • No Minimum Balance Requirement
  •  VISA Debit Card, free
  • Home Banking, free
  • Mobile Banking, free
  • Audio Response Banking, free
  • E-Alerts, free
  • Checks w/ Direct Deposit, free
  • E-Statements, free
  • Paper Statements, free
  • CU*Talk, free
  • It’s Me 247, Bill Pay Service, free
  • (A savings of $4.00 a month!)
  • ID Protect*-Identity Theft Monitoring and Resolution Service (Registration/Activation Required)

 

  • Getting checks for free with Direct Deposit is an average savings of $17.02!
  • Unlimited Debit Card and Unlimited Check Writing Privileges included on all three accounts.
  • Gold Key Members may opt for Paper Statements
  • E-Statements available on all accounts with no fee.
  • Checking accounts do not earn interest.
*Registration/activation required on some IDProtect benefits. ** IDProtect service is a personal identity theft protection available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner (s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners) Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee (s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary , who must be the primary member, and their eligible family members (Fiduciary is not covered)  Family includes: Spouse, persons qualifying as a domestic partner, and children under 25 years of age and parent (s) of the account holder who are residents of the same household.

Free Kasasa® Checking with Cash Rewards

Kasasa checking (aka “share draft”) accounts are designed to earn significant cash rewards every month when its easy qualifications are met. In fact, there are two account options so you can choose the one that will pay the most rewards based on your banking style.

  • Kasasa Cash® – free account that earns high dividend on it’s balance every month.
    • 3.00% APY* on balances up to $7,500
    • 3.00% to 0.44% APY on balances over $7,500 depending on balance in account*
    • 0.05% APY* if qualifications aren’t met
    • Kasasa Cash Disclosure
  • Kasasa Cash Back® – free account that earns significant cash back refunds on debit card purchases every month
    • 5.00% cash back on debt card purchases*
      • No category restrictions on purchases
      • Cash back earned on up to $250 in purchases monthly
      • Earn up to $150 cash back per year, $12.50 per month
    • Kasasa Cash Back Disclosure

In addition to earning their cash back rewards, our free Kasasa checking accounts both feature:

  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking with online bill pay
  • Free Visa® ATM/Debit card
  • $25 minimum deposit to open

Qualifying to earn Kasasa Rewards is easy.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • Be enrolled in and agree to receive eStatements

Even if you don’t meet these qualifications, your Kasasa checking account is still free. Kasasa Cash even allows you to still earn its base rate. Plus, you can get right back to earning your Kasasa checking cash rewards the very next cycle that you qualify.

Please contact one of our representatives for more information.