AAA Federal Credit Union has a Tiered Service Point System for all AAA FCU accounts. Achieve a placement in a higher tier and get more benefits by enrolling in more services with us.
Platinum Members (226+ points)
Free Home Banking
Free Cashier Checks and Money Orders
Free History
Free CU*Easy Pay (Bill Pay)
Gold Members (151-225 points)
Free Home Banking
Free History
Silver Members (75-150 points)
Free Home Banking
Basic Members (0-74 points)
Free Home Banking
Basic Members will incur a $3.00 per check fee when cashing checks.
How can you increase your points?
Savings |
|
| $51.00 – $1,000.00 |
25 points
|
| $1,001.00 – $5,000.00 |
50 points
|
| $5,001.00 + |
75 points
|
Loan Balances |
|
| $1,001 – $5,000.00 |
25 points
|
| $5,001.00 – $15,000.00 |
75 points
|
| $15,001.00 – $30,000.00 |
100 points
|
| $30,001.00 + |
150 points
|
Additional Services |
|
| Checking | 50 points |
| Special Savings | 20 points |
| CD or IRA | 20 points |
| Active ATM card | 20 points |
| Active Debit card | 50 points |
| Visa Credit Card | 25 points |
| Active Audio Response | 20 points |
| Active Home Banking | 25 points |
| Payroll (min $600 month) | 50 points |
| ACH dep. (min $600/mo) | 50 points |
| Loan payments AFT | 25 points |
| Mortgage Loan | 50 points |
| Home Equity Loan | 50 points |
| Other loans | 25 points |
| Money Market | 20 points |
| E-Statements | 25 points |
For more information about our Tiered Service Point System contact any of our three locations. Click here for a printable version of the Tiered Service Point System.
* Savings accounts earn a rate of 0.5%. Minimum of $250 to earn a dividend average daily balance paid quarterly.
